Lipi

Lipi is a personal finance app. Connect it to ask about your money in plain words: what you spent and where, how your budgets are doing, your balances across accounts, your bank loans and EMI schedules, and your net worth. Amounts are shown in your default currency, with other currencies converted at the rate for the date of each transaction. For people who already keep their books in Lipi (app.lipi.com.np). You sign in to Lipi and choose Read only or Full access; Read only is the default. Full access also lets ChatGPT add expenses and income, move money between accounts, and update budgets and loans, with the same checks as the app. Limitations: Lipi does not connect to your bank, so it only knows what you have recorded. It does not give investment advice. It cannot change your password or sign-in details or delete your account. You can see every action ChatGPT took and disconnect at any time in Lipi under Settings → AI assistants.