LoanFactory, Inc

Get real mortgage numbers from Loan Factory, Inc. (NMLS #320841), a licensed mortgage broker, priced off today's lender rate sheets. Ask what a loan would actually cost you and get current options with the note rate, APR, monthly principal and interest, mortgage insurance where it applies, and estimated closing costs. Ask what you can afford on your income and existing debts. Check whether a loan is conforming or jumbo in a specific county, what the FHA ceiling is, and how the limits change for a duplex, triplex or fourplex. You do not need to know your ZIP code — give a city and state and it resolves the county for you, since loan limits are set per county and can differ by hundreds of thousands of dollars within one state. Answer with whatever you know. If you leave something out, a representative figure is used and reported back, so you always see what the numbers rest on and can correct it. Rates are estimates, not loan offers or locked rates, and no account or sign-up is required.