Morse

Morse answers three questions about sending money abroad. No account or login is needed.

get_exchange_rate returns the mid-market exchange rate between two currencies and the time it was read. It does not say whether Morse can send money in either currency.

list_send_destinations returns the countries, currencies and payment rails a person living in a given country can send money to with Morse when paying someone else's bank account. An empty list means sending to other people's bank accounts is not offered from that country yet.

quote_send returns an indicative quote for a transfer from the sender's country of residence to a recipient's bank account in another country: the amount sent, the fee, the mid-market exchange rate, what the recipient gets, and a link to get started in the Morse app.

The tools read data only. They never move money, never access a Morse account and do not store anything from the conversation. Quotes are indicative: they use mid-market rates at the time of the request and Morse's standard fees, they do not include new-customer fee waivers, and the final rate and fee are shown in the Morse app before you confirm.