Per Diem

Connect your Per Diem account to understand your finances and your path to financial independence (FIRE). Ask about net worth, account balances, portfolio holdings, transactions, budgets, daily discretionary spending, and current-year cash flow.

Explore your saved FIRE plan: review its assumptions, projected financial independence year and age, year-by-year projections, and Monte Carlo retirement success probabilities. Compare saved what-if scenarios with your default plan, including changes to work, spending, or where you live.

Look back at actual spending by calendar year and net-worth trends over time. Spending history separates recurring expenses from taxes and one-time life events and flags partial years. Net-worth history covers connected accounts and excludes manually tracked assets such as real estate.

Try questions like:

• How much can I spend per day while staying within my budget?
• How does my saved spending-cut scenario compare with my default FIRE plan?
• What changed in my spending and net worth over the last two years?
• How much room remains in my annual travel budget?
• Which recent transactions were from Amazon?

Requires a connected Per Diem account with financial and planning data. Results depend on available account history and saved calculations; scenario results can become stale after plan inputs change. Create and recalculate scenarios in the Per Diem app.

All seven tools are read-only. Per Diem does not move money, execute trades, change your data, or run new simulations through this plugin. Outputs are for informational planning and are not legal, tax, accounting, or investment advice.