FinZot

━━ FinZot ━━

Financial planning engine for US taxpayers

━━ Getting Started ━━

▸▸ Once connected, tell Claude "Use FinZot to…":

• Use FinZot to walk me through creating a financial plan from scratch
• Use FinZot to optimize my Roth conversions, and build an artifact that explains the results
• Use FinZot to update my account balances from the screenshots I attached
• Use FinZot to analyze the worst failing Monte Carlo trials. Explain the common failure modes

━━ Account ━━

During setup you will be guided to create a free FinZot account (no card required). A free account includes enough tool calls to build a detailed plan and analyze it with Claude. If you use the connector a lot you will be prompted to switch to a paid plan for a higher tool call limit.

━━ Accuracy ━━

FinZot tracks which docs Claude has read in each conversation. Claude can't change a part of your plan until it has read the docs for that part. For example, it can't configure an HSA until it has read the documentation on HSA.

━━ Depth ━━

• Taxes: federal, state and local, moves between states, NIIT, FICA, QBI, IRMAA, ACA premiums
• Income: W-2 with tiered employer match, RSU vests and refreshes, public pensions (180+ plans, including CalPERS, CalSTRS, FERS and Texas TRS), Social Security and survivor benefits
• Taxable: lot-level cost basis, single stocks held as shares
• Withdrawals: Roth conversion optimizer, bracket-filling conversions, SEPP 72(t), QCDs, inherited IRA schedules
• Spending: mandatory and flexible expenses
• Real estate: mortgages, ARMs, rentals, depreciation recapture, §121 home sale exclusion
• Monte Carlo: scaled block bootstrap of historical returns, full replay of any trial
• Formulas: Excel-like formulas Claude can use for custom amounts and milestones